Zorunlu Trafik Sigortası

Süleyman Çağlayan

hazalsigorta20@hotmail.com

10.02.2026 - 12:38

Yayınlanma

10.02.2026 - 12:38

Yayınlanma

2025 yılında zorunlu trafik sigortası İMM teminatı 300.000 TL iken, 2026 yılında trafik sigortası teminatlarına ilişkin yönetmelik değişikliği resmi gazetede yayımlandı. Yapılan değişiklik sonrası teminat bedeli 400.000 TL olarak açıklandı.

Son yıllarda trafik sigortası teminatlarının reel olarak ciddi biçimde eridiğini, buna karşılık hem maddi hem de bedeni risklerin belirgin şekilde arttığını görüyoruz. Son düzenleme, mevcut tabloya bakıldığında teminatın hala yetersiz kaldığını göstermektedir. Elbette içinde bulunduğumuz ekonomik koşullar dikkate alındığında bu durum birçok kişi tarafından “kaçınılmaz” olarak değerlendirilebilir. Ancak, ortaya çıkan ve giderek büyüyen sorunları görmezden gelmek de mümkün değildir.

Trafik sigortasında teminatlar her ne kadar artırılmış olsa da hala yetersizdir.

Trafik sigortasında maddi hasar teminat bedeli 400,000 TL oldukça düşük kalmaktadır. Yetersiz kalan teminatlar neticesinde vatandaş mağdur olmaktadır. Neyse ki ek sigortalar ile güvence alternatifi vardır. Kasko poliçesi olan araçlar için, poliçe içerisindeki İMM teminatı belirlenmiş limit dahilinde destek sağlamakta.

Ya kaskosu olmayanlar? İşte burada da tek başına İMM teminatı olan sigorta poliçesi ile trafik sigortasını tamamlamak mümkün. Düşük primler ile yüksek teminatlar sağlayarak trafik sigortasında yetmeyen teminatı tamamlamak artık çok kolay.

Kasko yapılamayan araçlara veya kasko yaptıramayanlar için trafik sigortasının yanında ek İMM poliçesi artık zorunlu olmasa bile bir mecburiyet durumu oluşturmuştur.

Vatandaşların kaza sonrasında zor durumda kalmamaları için ek imm poliçesi yaptırması; kendisinin maddi olarak riskini, karşı tarafın da mağduriyet yaşamamasının en kolay ve en ekonomik yoludur.

Süleyman Çağlayan - Hazal Sigorta Aracılık Hizmetleri

Yorum Yap

E-posta adresiniz yayınlanmayacak. Gerekli alanlar * ile işaretlenmiştir.

Yorumlar(151 Yorum)

pinco_okPl 19 Aug 2026, 12:35

пинко бонус код сегодня https://www.pinco28253.shop

chicken-road_emEl 19 Aug 2026, 17:13

chicken road bingo https://www.chicken-road32768.shop

1win_tkOa 19 Aug 2026, 18:31

1win keshbek http://1win01610.help

plinko_geet 19 Aug 2026, 20:21

plinko mines game https://www.plinko66442.shop

mostbet_zrKl 19 Aug 2026, 20:51

mostbet ölkə səhvi http://mostbet13325.shop/

mostbet_frsa 19 Aug 2026, 21:03

mostbet vpn lazımdır www.mostbet20224.shop

chicken-road_muMr 19 Aug 2026, 23:59

como registrarse en chicken road http://chicken-road67704.shop

chicken-road_smSt 20 Aug 2026, 04:22

chicken road acceso web oficial http://chicken-road23433.shop

mostbet_zyKn 20 Aug 2026, 07:21

mostbet crash výhra mostbet crash výhra

chicken-road_qcen 20 Aug 2026, 07:41

chicken road chat 24/7 https://chicken-road38083.shop/

chicken-road_mwma 20 Aug 2026, 07:49

chicken road depositos chicken-road17111.shop

mostbet_ldSt 20 Aug 2026, 15:36

mostbet sportfogadás https://mostbet80338.shop/

mostbet_bkSn 20 Aug 2026, 17:36

mostbet sloty mostbet sloty

melbet_olEl 20 Aug 2026, 18:32

melbet both teams to score melbet both teams to score

melbet_nfki 20 Aug 2026, 18:37

мелбет правила melbet65934.shop

mostbet_gmel 20 Aug 2026, 22:15

mostbet как скачать mostbet как скачать

pinco_fpOi 20 Aug 2026, 23:24

pinco e-poçt dəyiş pinco e-poçt dəyiş

chicken-road_keKr 21 Aug 2026, 01:14

chicken road weekly cashback https://chicken-road50825.shop/

mostbet_zoon 21 Aug 2026, 01:57

mostbet kart təsdiqi mostbet kart təsdiqi

pinup_eimt 21 Aug 2026, 14:55

pin-up apuestas www.pinup32957.icu

chicken-road_usPl 21 Aug 2026, 15:41

chicken road prelievo con postepay www.chicken-road07393.shop

pinco_hqen 21 Aug 2026, 15:44

пинко зеркало сегодня https://www.pinco67423.shop

aviator_xiet 21 Aug 2026, 18:55

aviator mines टिप्स aviator mines टिप्स

mostbet_tsSt 21 Aug 2026, 20:35

mostbet bloklanmadan giriş mostbet97069.shop

mostbet_heOr 21 Aug 2026, 22:28

mostbet ozbekiston www.mostbet42102.help

mostbet_ksoa 22 Aug 2026, 13:33

мостбет казино вход www.mostbet68433.shop

mostbet_ooSn 22 Aug 2026, 17:19

mostbet aviator cz https://mostbet91600.shop/

mostbet_izmi 22 Aug 2026, 18:58

mostbet официальный сайт Кыргызстан http://mostbet42861.icu

aviator_edsa 22 Aug 2026, 21:07

aviator deposit by card https://www.aviator91753.icu

chicken-road_stPl 22 Aug 2026, 22:23

chicken road compatible ios chicken-road32293.shop

chicken-road_gioa 22 Aug 2026, 23:16

chicken road version web movil https://chicken-road91890.shop/

vavada_sdMr 23 Aug 2026, 10:51

vavada kod promocyjny dla nowych https://www.vavada08599.shop

chicken-road_xden 23 Aug 2026, 14:32

chicken road españa casino http://chicken-road95975.shop/

chicken-road_xjEt 23 Aug 2026, 16:26

chicken road secure login https://chicken-road36181.shop/

mostbet_gpOn 23 Aug 2026, 18:30

mostbet app quraşdırmaq mostbet app quraşdırmaq

mostbet_lxPl 23 Aug 2026, 19:47

mostbet kod bonusowy pl mostbet kod bonusowy pl

chicken-road_rrKl 24 Aug 2026, 00:36

chicken road it login https://chicken-road33234.shop

melbet_ksPl 24 Aug 2026, 05:59

мелбет киргизия android apk http://melbet59184.shop/

pinco_ciSt 24 Aug 2026, 07:51

пинко акции для новых http://pinco60996.shop/

pinup_dmOi 24 Aug 2026, 09:29

pin up entrar https://pinup65285.icu/

olymp_gbSa 24 Aug 2026, 13:49

олимп почта поддержки https://olymp31116.shop/

mostbet_ffKl 24 Aug 2026, 16:26

mostbet скачать для андроид https://mostbet78188.shop/

olymp_haPn 24 Aug 2026, 19:17

olymp дилер онлайн https://www.olymp25077.shop

mostbet_lomi 24 Aug 2026, 23:37

mostbet mines коэффициенты http://mostbet31564.shop/

chicken-road_wmEr 25 Aug 2026, 03:04

chicken road app aviator www.chicken-road26971.shop

olymp_gmKt 25 Aug 2026, 03:46

olymp популярные автоматы https://olymp32807.shop/

mostbet_vtsl 25 Aug 2026, 13:00

mostbet kod bonusowy pl mostbet kod bonusowy pl

1win_mloi 25 Aug 2026, 16:17

1win pago en eth https://1win45565.shop/

chicken-road_rsml 25 Aug 2026, 18:48

chicken road official link Bangladesh http://chicken-road22171.shop

mostbet_itoi 25 Aug 2026, 20:09

mostbet kazino bölməsi https://mostbet67309.shop

sevencasino_qmsr 25 Aug 2026, 21:38

seven casino withdraw money https://www.sevencasino98502.shop

mostbet_mgMt 26 Aug 2026, 12:45

mostbet pulsuz demo mostbet pulsuz demo

pinco_ojPi 26 Aug 2026, 16:07

pinco бонус за депозит pinco бонус за депозит

melbet_qgPr 26 Aug 2026, 18:30

melbet как играть в казино melbet как играть в казино

mostbet_qlMr 26 Aug 2026, 19:51

mostbet мой аккаунт mostbet мой аккаунт

melbet_rjMi 26 Aug 2026, 21:33

melbet withdrawal verification https://www.melbet19022.shop

sevencasino_weOr 27 Aug 2026, 00:14

seven casino server down http://sevencasino90392.shop/

olymp_mipi 27 Aug 2026, 03:31

олимп подтверждение аккаунта олимп подтверждение аккаунта

1win_dcml 27 Aug 2026, 06:00

1win domeniu alternativ https://1win71529.help/

1win_xgst 27 Aug 2026, 07:47

1win descargar venezuela https://1win87464.shop

olymp_roSa 27 Aug 2026, 09:01

олимп статистика матчей www.olymp88094.shop

mostbet_iuOl 27 Aug 2026, 14:43

mostbet signup http://mostbet34568.shop

melbet_qjMn 27 Aug 2026, 19:12

melbet plinko киргизия https://www.melbet24021.shop

mostbet_ovml 27 Aug 2026, 20:01

mostbet məhdudiyyətsiz giriş mostbet məhdudiyyətsiz giriş

sevencasino_duen 27 Aug 2026, 21:05

seven casino spielautomaten deutschland www.sevencasino87836.shop

mostbet_ssei 28 Aug 2026, 03:19

мостбет надежность https://mostbet69754.shop/

sevencasino_vmMr 28 Aug 2026, 08:02

seven casino acca sevencasino73236.shop

mostbet_vnka 28 Aug 2026, 14:19

mostbet в Кыргызстане mostbet66604.shop

sevencasino_shea 28 Aug 2026, 19:41

seven casino bic https://sevencasino02072.shop/

aviator_vjOn 28 Aug 2026, 20:51

aviator compatível com android https://aviator71021.shop

mostbet_umml 29 Aug 2026, 14:12

mostbet вывести деньги Кыргызстан mostbet02171.shop

sevencasino_rjol 29 Aug 2026, 19:32

seven casino live games https://sevencasino62835.shop/

mostbet_hupt 29 Aug 2026, 20:59

мостбет crash қоида http://mostbet79257.shop

mostbet_mgKr 30 Aug 2026, 12:39

como depositar com multibanco mostbet http://mostbet41791.shop/

aviator_bdmt 30 Aug 2026, 15:57

mines game aviator https://aviator35764.shop

melbet_dhSn 30 Aug 2026, 18:31

мелбет бозиҳои зинда https://www.melbet76387.shop

melbet_eppa 30 Aug 2026, 19:52

melbet комиссия пополнения http://melbet3242.shop

mostbet_ytSn 30 Aug 2026, 21:22

мостбет воридшавӣ хато http://mostbet76551.shop

aviator_hsSt 31 Aug 2026, 00:00

aviator promo kampaniya https://aviator69251.shop/

1win_vcmt 31 Aug 2026, 03:16

1win ошибка установки 1win ошибка установки

1win_mqor 31 Aug 2026, 06:31

1win soporte https://www.1win17775.shop

melbet_ycSa 31 Aug 2026, 13:31

sloturi melbet http://melbet34246.shop

mostbet_ykkl 31 Aug 2026, 18:58

mostbet çıxarış geri qaytarıldı www.mostbet46407.shop

1win_bqPn 31 Aug 2026, 19:47

1win ҷадвали мусобиқа https://1win2141.shop

mostbet_uzst 31 Aug 2026, 20:19

mostbet электронный кошелек mostbet электронный кошелек

1win_xsEn 01 Sep 2026, 10:25

1win crash demo http://1win25830.shop

pinup_rgor 01 Sep 2026, 15:48

pin-up rasmiy saytga havola https://pinup57977.shop

1win_pqkn 01 Sep 2026, 17:07

1win casino review Uganda 1win casino review Uganda

mostbet_yzer 01 Sep 2026, 18:41

mostbet free spins https://www.mostbet77562.shop

mostbet_zhMl 01 Sep 2026, 22:17

игра aviator mostbet www.mostbet9375.shop

olymp_zbOr 02 Sep 2026, 03:40

olymp crash вход olymp crash вход

olymp_ywEt 02 Sep 2026, 08:50

олимп авиатор олимп авиатор

melbet_ngst 02 Sep 2026, 09:47

melbet jeux de machines à sous melbet jeux de machines à sous

mostbet_jyei 02 Sep 2026, 15:05

mostbet crash стратегия http://mostbet37090.shop

mostbet_xipt 03 Sep 2026, 05:48

мостбет KGS пополнение https://www.mostbet93523.shop

1win_bhSr 08 Sep 2026, 18:51

1win рабочее зеркало Кыргызстан http://1win27693.shop

1win_gfor 08 Sep 2026, 19:06

1win ошибка 404 http://1win10169.shop/

mostbet_avea 08 Sep 2026, 22:26

mostbet официальный сайт Бишкек mostbet официальный сайт Бишкек

melbet_slst 09 Sep 2026, 02:51

melbet pari gratuit https://melbet31998.shop

1win_lkmr 09 Sep 2026, 08:44

1win майнс http://1win51806.shop

mostbet_ryol 09 Sep 2026, 10:42

mostbet зеркало 2026 http://mostbet04941.shop

melbet_woEn 09 Sep 2026, 11:16

как установить мелбет apk как установить мелбет apk

1win_swOi 09 Sep 2026, 11:28

1вин бонус 1win50861.shop

aviator_hjMt 09 Sep 2026, 14:57

aviator real http://aviator70491.shop/

melbet_flSa 09 Sep 2026, 19:13

melbet старая версия apk https://melbet81625.shop

pinco_wept 09 Sep 2026, 19:37

pinco пополнение не проходит pinco пополнение не проходит

mostbet_unOr 10 Sep 2026, 11:16

mostbet зеркало сегодня https://mostbet19444.shop/

mostbet_sfsa 10 Sep 2026, 12:03

мостбет android http://mostbet67384.shop

pinco_okml 10 Sep 2026, 15:24

pinco авиатор pinco авиатор

1win_egPn 12 Sep 2026, 13:07

1win metode de plata Moldova 1win metode de plata Moldova

1win_pcoi 12 Sep 2026, 13:45

1win законно в Кыргызстане 1win законно в Кыргызстане

1win_xuKr 12 Sep 2026, 13:54

1win jocuri populare https://musa.md/how-derbies-grow-football-popularity-in-moldova/

1win_tfKa 12 Sep 2026, 21:32

1win timp retragere https://micromak.ru/where-to-download-1win-app-safely/

plinko_imst 13 Sep 2026, 13:41

plinko pesos argentinos plinko pesos argentinos

1win_ocet 13 Sep 2026, 13:45

1win кэшбек Кыргызстан https://tvico.pro/c84b95c7/

1win_peOi 13 Sep 2026, 17:09

1win android quraşdırma https://zepterhealth.ru/kak-vybrat-pravilnogo-bukmekera-sovety-i-kriterii/

1win_acPt 13 Sep 2026, 21:20

1win aviator bonus https://freeshop.am/team-form-analysis-in-football/

olymp_ztOn 14 Sep 2026, 11:20

olymp-kz http://olymp34903.shop

melbet_kkEl 14 Sep 2026, 11:54

melbet slots melbet slots

mostbet_ojPl 14 Sep 2026, 12:04

mostbet android app download https://mostbet4420.shop

melbet_ogki 14 Sep 2026, 15:25

melbet пополнение odengi http://melbet2724.shop/

1win_iupi 14 Sep 2026, 19:51

1win games 1win82747.shop

melbet_hskt 14 Sep 2026, 20:20

мелбет ставка на спорт киргизия мелбет ставка на спорт киргизия

1win_lypr 14 Sep 2026, 21:18

1win зеркашӣ аз google play 1win зеркашӣ аз google play

mostbet_vrmi 14 Sep 2026, 21:57

mostbet бонус на сегодня mostbet83711.shop

1win_hzmr 14 Sep 2026, 21:58

1win mines 1win mines

melbet_xkEi 15 Sep 2026, 06:23

мелбет app киргизия www.melbet91516.shop

1win_odpr 15 Sep 2026, 11:44

1вин сайт http://1win91741.shop/

mostbet_ntka 15 Sep 2026, 13:00

mostbet kupon kodu haradan tapım www.mostbet50665.shop

chicken-road_wrPi 15 Sep 2026, 13:23

reset password chicken road reset password chicken road

chicken-road_xqol 15 Sep 2026, 14:09

chicken road dominio italia chicken road dominio italia

1win_lboa 15 Sep 2026, 17:51

1win promo kod 1-ci depozit https://www.1win85890.shop

chicken-road_wuPa 15 Sep 2026, 19:07

chicken road prelievo con revolut https://agroturizamduvancic.com/chicken-road-talijanski-fenomen/

mostbet_zqKt 15 Sep 2026, 19:59

mostbet plinko mostbet plinko

1win_iyOi 16 Sep 2026, 11:20

1win задержка вывода https://tr-24.ru/how-to-design-betting-shops/

chicken-road_kxmi 16 Sep 2026, 11:55

chicken road autoexclusión https://geoconf.org/monte-carlo-simulation-in-infrastructure-risk-assessment-reading-the-distributio/

aviator_kdpr 16 Sep 2026, 12:57

aviator stop win https://prasa.org/pseudorandom-number-generators-from-2000s-algorithms-to-modern-online-services/

chicken-road_hoMa 16 Sep 2026, 16:52

chicken road quota maggiorata chicken road quota maggiorata

chicken-road_hoPa 16 Sep 2026, 18:50

chicken road espana apk https://a-girlwhotravels.com/the-shops-i-walked-past-for-a-week-el-gordo-and-the-spanish-habit-of-sharing-a-t/

1win_otSi 16 Sep 2026, 20:39

1win Бишкек расмий сайт https://carmen62.ru/betting-apps-guide/

pinco_dkpr 16 Sep 2026, 22:19

pinco катталуу кыргызстан https://5app.ru/how-to-use-pinco-app-on-android/

melbet_hyMr 16 Sep 2026, 22:57

melbet личный кабинет melbet личный кабинет

melbet_ljPi 16 Sep 2026, 23:57

мелбет как играть в lucky jet https://e-bishkek.kg/sport-azart-motivation/

melbet_dnmi 17 Sep 2026, 03:49

мелбет лимиты https://avto-trash.ru/effective-strategies-express-bets-motorsport/

melbet_kxSa 17 Sep 2026, 05:53

мелбет промокод https://softline.kg/uncategorized/single-elimination-strategy-impact

mostbet_qbpr 17 Sep 2026, 12:32

mostbet фора https://axegressor.net/how-to-install-and-remove-mostbet-app/

pinco_unKl 17 Sep 2026, 13:08

пинко пополнение balance https://tushtuk.kg/sports-betting-in-world-tournaments/

aviator_ezOi 17 Sep 2026, 14:10

aviator instagram support https://geekviews.tech/taking-a-prediction-apk-apart-a-ten-minute-method/

pinco_adOt 17 Sep 2026, 18:05

пинко apk установить https://beatles-online.ru/why-pinco-grows-fast-in-cis-betting-market/

melbet_eePa 17 Sep 2026, 19:10

melbet pagina oficiala https://extour-shop.ru/development-of-licensed-betting-company-melbet/

melbet_qzPn 17 Sep 2026, 20:07

melbet pariuri pe hochei https://5app.ru/best-betting-apps-for-android/

Zorunlu Trafik Sigortası

Süleyman Çağlayan

Yorum Yap

Yazarın Diğer Yazıları

Kurumsal

En Çok Okunanlar

Haberler